with your core beliefs
Unparalleled Service Standards
Our Strategy – there is no “one size fits all” strategy
Advantages vs Traditional Service Providers
Creative. Objective. Confidential.
These three words, located on the firm logo, articulate the firm’s philosophy. We believe a creative flow of ideas helps enable our clients reach their unique financial goals.
Working collaboratively, we explore solutions to multi-faceted situations without preconceived ideas. In short, each personal relationship is unique; the course should be as well.
We will always respect the confidentiality of your financial matters and make every effort to safeguard personal information.
For both asset management and financial planning / general consultation, there is not a minimum number of hours or fee.
At our initial consultation, we will discuss the nature and scope of the proposed relationship to determine if our firm is a good fit.
Our consulting and planning rate is $275/hour. Asset management fees start at a maximum of 1%/year (charged quarterly).
Insurance and annuities are placed on a commission basis.
The ADV Part 2 is our regulatory disclosure document and is available upon request. All prospective clients will be given a copy and asked to read it thoroughly before engaging our firm. We also have traditional firm pieces explaining our suite of services and biographies of key persons.
Thome Financial is not a custodian and does not hold any client assets. For investment management accounts, we suggest the use of Charles Schwab Institutional with whom we have negotiated reasonable fees and a strong service package. However, we are not limited in our use of custodians and will consider the use of trust companies, banks and other brokerages as the need arises.
Of course. Many of our clients already have long standing professional relationships with other service providers. If appropriate, we will work in concert with others on your team to ensure our individual advice makes sense collectively.
Copies of sample financial plans, analysis and periodic performance reports are all available. Depending on the breath of service, we will review all relevant reports with you during the initial stages of our relationship.
As every investment portfolio is different, so is individual investment performance. We do not disclose the performance of actual client accounts, but will share the specifics about the various investment vehicles we use for implementation including mutual funds, exchange traded funds or individual securities.
There is not one right answer for every investor. We have both the analytical tools and business experience to help develop investment portfolios that best reflect your ideals. We should be able to construct a portfolio that reflects your core values.
Founded in late 2003 by Tony Thome, the firm is uniquely positioned to offer prudent, constructive financial advice in a comfortable, confidential setting. The highest degree of professional integrity is the core tenet of the organization.
Thome Financial is an independent, closely-held consultancy. We are not beholden to a list of vendors or products; rather, we are able think freely in both structuring and executing suggested financial strategies. This conflict-of-interest free environment means we focus on advice not product.
Personal interaction and individual attention set us apart. Unlike large brokerages or banks with rows of cubicles, we run our business in the same comfortable, relaxed setting many of our most successful family business clients do.